I wasted a full year at a college that was $35k a year after all was said and done. I was MISERABLE. The program was a disgrace compared to what it was presented as, and the people in the program were ignorant. The only staff member worth his salt was let go the semester following my drop out. I came home, and my parents gave me the "choose a degree, go to school, get a job or gtfo" decree...so at the last minute I enrolled at a local community college in their business school. Next year I'll be graduating from UCD (haha suck it CU Boulder: my piece of paper will still say CU Boulder on it, and I'm not paying as much! I know there's a few of you on here) in Intl Business, and I'm about one hundred times happier, as well as saved myself a whole bunch of money.
So...ask yourself this...
Think critically about your degree: will you be more likely hired if you get a piece of paper from Madison, or is it nearly negligible?
If you are willing to deal with the long term debt associated with an expensive university? Its easy to say yes now, but as you go on with life, it will become more and more of a hardship.
Which will give you more real world experience? Degrees are nice, but occasionally degree holders are passed over in favor of people with real world experience. Most work study programs look flimsy to employers. Not to mention, real world experience is just all around a good idea.
if you still want to pay the expensive tuition rate, keep this in mind. There are many programs available that will help you forgive the debt, especially if its government debt. Teach in low income/rural areas (if it applies), or get a job with AmeriCorps or PeaceCorps upon graduation.
Government student loans are the best loans you can get. But as I am sure, no loan is better than any loan. Think critically about what you want to do, and of course fill out FAFSA, taking into account the more expensive tuition. They offer more assistance the higher the tuition rate. You can also try your luck (depending on your standing) and call up Madison, tell them your predicament, and see what's available. If you have a really really high GPA and standing, they may be able to cut you a really nice deal, just to get you in.
Good luck, and grats
As far as I'm concerned, I got lucky. Colorado has COF, and between that and federal aid, the first two years of college were free for me - I just had to buy books. Last semester I had to take out a full loan, for about 5600 dollars for the semester.